Come siamo messi?

Banca d’Italia · Distributional wealth accounts of households

How much does an Italian household own?

In the first quarter of 2026, half of Italian households had net wealth of up to €178,262, the other half from there up.

Banca d’Italia’s Distributional Wealth Accounts (DWA), statistics the source classifies as experimental. Net wealth is what a household owns (homes, accounts, securities, businesses) minus mortgages and other debts, at a given date: it is not a year’s income.

Question 1 of 4

Median net wealth per household, Q1 2026€178,262The mean is €450,767: about 2.5 times the median, a portal calculation.

The median and the mean answer two different questions. The median: how much the household in the middle of the line has. The mean: how much each household would have if the wealth of all of them were split equally.

Median and mean net wealth per household, Q1 2026, euros

  1. Median, the household in the middle of the line178,262
  2. Mean, the total divided by the households450,767

Net wealth per household (€)

Both bars start at zero, on the same scale. Below, a diagram of the definition, not the distribution of wealth: households are lined up by wealth, and several households can have the same value.

Details, method and source

Banca d’Italia, Distributional Wealth Accounts of Italian households (DWA): median and mean net wealth (assets minus liabilities) per household, in current euros. Banca d’Italia distributes the national balance sheets across households by combining them with the European household survey (HFCS), and classifies these statistics as experimental. For each year the portal uses the latest published quarter: the fourth, except the most recent year if the series stops earlier. The ratio between mean and median is a portal calculation.

Banca d’Italia, Distributional Wealth Accounts ↗ · Download the page data (JSON) ↓

  1. Question 2 of 4

    Is that more or less than in 2010?

    Median net wealth, from 2010 to Q1 2026−€21,842From €200,104 to €178,262: the difference is a portal calculation. The lowest value in the series is from 2016: €156,341. Current euros, not adjusted for inflation.

    Median net wealth per household, from 2010 to Q1 2026

    Portal calculation using ISTAT consumer prices. The inflation-adjusted comparison runs to 2025: from 263,425 euros in 2010 to 178,112 euros in 2025, all in 2025 euros. The annual index is not yet available for later years.

    The values, year by year

    The blue line shows current euros. The dashed line adjusts for inflation on the same scale. Select a year on the blue line to read the nominal change from the first year.

    Details, method and source

    Portal calculation: wealth in the year × the 2025 price index ÷ the index for that year. We use ISTAT’s annual average consumer price index to compare purchasing power; it does not measure house price changes. Wealth is measured at year end.

    ISTAT · Consumer prices ↗

    The same median as in the first question, year by year. Each year uses its latest published quarter: the fourth, except the most recent year, which stops at the quarter written beside it. Nominal values, as published: the series does not separate the effect of house prices, debts or household composition. The difference between two years is a portal calculation; no year is estimated.

    Banca d’Italia, Distributional Wealth Accounts ↗ · Download the page data (JSON) ↓

  2. Question 3 of 4

    How much wealth does the richest 10% hold?

    Share of the net wealth of all households held by the richest 10%, Q1 202660.4%The less wealthy half held 7.3%; the middle 40% 32.3%, that is 100 minus the two published shares: a portal calculation. In 2010 the richest 10% held 52.0%.

    Shares of the net wealth of all households, Q1 2026, percent

    1. All households’ net wealth100%
    2. Less wealthy half of households7.3%
    3. Middle 40%, portal calculation32.3%
    4. Richest 10%60.4%

    Net wealth (% of the total)

    The first row is the total. The three shares below add up to 100: each household belongs to one group. The shares of the less wealthy half and the wealthiest 10% are published by Banca d’Italia; the middle 40% is calculated as 100 minus the other two.

    Details, method and source

    Banca d’Italia, DWA: share of the net wealth of all households held by the 10% of households with the highest net wealth and by the half with the lowest, published to one decimal. The middle 40%, the households between the median and the richest-tenth threshold, has no published share: the portal computes it as 100 minus the two published shares, so it carries their rounding.

    Banca d’Italia, Distributional Wealth Accounts ↗ · Download the page data (JSON) ↓

  3. Question 4 of 4

    And where does your household fit?

    Threshold for the richest 10%, Q1 2026€766,481At and above this amount are the 10% of households with the highest net wealth. The first threshold separates the 20% with the lowest wealth.

    The wealth you type is neither saved nor sent. We show which published thresholds it falls between: Banca d’Italia’s data do not give a more precise position.

    Type your household’s net wealth, even zero or negative, to see between which published thresholds it falls.

    The seven published thresholds, net wealth per household, Q1 2026

    Each amount is the maximum wealth for the share of households shown beside it, ranked from lowest wealth. The source publishes no threshold between 20% and 40%.

    1. 20% of households€26,016
    2. 40% of households€129,273
    3. 50% of households€178,262
    4. 60% of households€233,753
    5. 70% of households€321,476
    6. 80% of households€463,431
    7. 90% of households€766,481

    Thresholds separate groups of households. They do not show how wealth is spread between them, so we do not estimate intermediate values.

    Details, method and source

    Banca d’Italia, DWA: household net wealth thresholds (p20, p40, p50, p60, p70, p80, p90), in current euros; p50 is the median of the first question. The search compares the amount typed with the thresholds of the latest published period and returns the official interval it falls in: no percentile is interpolated between two thresholds. Below p20 and above p90 the source publishes no finer thresholds. Negative wealth, with debts larger than assets, lies below p20.

    Banca d’Italia, Distributional Wealth Accounts ↗ · Download the page data (JSON) ↓

Next: and how big is the public debt? →